GateHub Fees: What You Really Pay to Trade Crypto on This Platform

When you use GateHub, a crypto exchange built on the Ripple (XRP) ledger that lets you trade digital assets without a traditional bank account. Also known as Ripple Wallet, it was once a go-to for XRP traders looking for direct access to the XRPL network. But here’s the catch: GateHub isn’t free. Even if you’re just holding XRP or swapping tokens, fees creep in—some obvious, others buried in the fine print.

Most users think the fee is just the small network charge on the Ripple ledger, which is usually less than a penny. That’s true for basic sends. But when you trade, convert currencies, or use GateHub’s built-in order book, things get messy. The platform adds its own service fee on top of the ledger cost. And if you’re trading non-XRP assets like BTC or ETH through GateHub’s gateway system, you’re paying the gateway operator too—often in the form of wider spreads, not a clear percentage. That means you could lose 1-3% just on the price difference before any extra fee hits.

Compare that to platforms like Kraken or Coinbase, where fees are clearly listed per trade. GateHub doesn’t make it easy. You won’t see a clean 0.25% fee breakdown—you’ll see a slightly worse price on your trade, then a tiny ledger fee, then maybe a withdrawal cost if you move funds off the platform. And if you’re using it for cross-currency swaps—say, EUR to XRP to BTC—you’re stacking multiple gateway fees on top of each other. It’s not fraud, but it’s not transparency either.

There’s also the issue of inactive accounts. If you leave funds on GateHub for over a year, they charge a small maintenance fee to keep your account alive. Not everyone knows this until they log back in and find less than they expected. And while GateHub supports dozens of tokens, most of them come from unverified gateways. That means the value of your asset depends entirely on the trustworthiness of the person or company issuing it. No audits. No insurance. Just a ledger entry.

So who still uses GateHub in 2025? Mostly XRP purists who want direct access to the Ripple ledger without KYC, or people in countries where traditional exchanges are blocked. But if you’re trading regularly, comparing fees, or trying to minimize costs, you’re better off elsewhere. The real question isn’t whether GateHub charges fees—it’s whether you’re paying more than you realize.

Below, you’ll find real reviews from users who’ve been burned by hidden costs, comparisons with other platforms, and breakdowns of exactly where your money goes when you trade on GateHub. No fluff. Just what the numbers actually mean.